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Broadcast dates: 2014-10-23 00:00:00 Host: Huang Shih-han
Conversation

Broadcast date: October 23, 2014

Host: Huang Shih-han

 

Conversation

 

A: 我想辦一張信用卡,

wǒ xiǎng bàn yī zhāng xìn yòng kǎ

(Literally: I want to apply for a credit card.)

I’m thinking about getting a credit card.

 

銀行說現在辦卡第一年不用年費。

yín háng shuō xiàn zài bàn kǎ dì yī nián bú yòng nián fèi

(Literally: Bank says now apply for card first year no require year fee.)

A bank told me that if I get a card now, I don’t have to pay the annual fee for the first year.

 

B: 你真的要辦卡嗎?

nǐ zhēn de yào bàn kǎ ma

(Literally: You really want to apply for card?)

Do you really want a credit card?

 

我有了信用卡就一直買東西,

wǒ yǒu le xìn yòng kǎ jiù yī zhí mǎi dōng xī

(Literally: I have credit card continuously buy things.)

I couldn’t stop shopping after I got a credit card.

 

現在刷爆了只好付循環利息。

xiàn zài shuā bào le zhī hǎo fù xún huán lì xī

(Literally: Now maxed out have to pay revolving interest.)

Now my card’s maxed out, so I have to pay a revolving interest rate on the balance.

 

Vocabulary

 

我 wǒ

I; me

 

想 xiǎng

to want to

 

辦 bàn

to apply for

 

一 yī/yí/yì

one

 

張 zhāng

the measure word for card

 

信用卡 xìn yòng kǎ

credit card

 

信用 xìn yòng

credit

 

卡 kǎ

card

 

銀行yín háng

bank

 

說 shuō

to say

 

現在 xiàn zài

now

 

第一 dì yī

first

 

年 nián

year

 

不 bù/bú

no; not

 

用 yòng

(literally “to use”) to require

 

年費 nián fèi

annual fee

 

費 fèi

fee

 

你 nǐ

you (singular)

 

真的 zhēn de

really

 

嗎 ma

a particle at the end of the sentence indicating that the sentence is a question

 

有 yǒu

to have

 

了le

a particle indicating that the action is complete

 

就 jiù

a particle indicating a consequence

 

一直 yī/yì zhí

continuously

 

買 mǎi

to buy

 

東西 dōng xī

thing; stuff

 

現在 xiàn zài

now

 

刷爆shuā bào

to max out (a credit card)

 

只好 zhī hǎo

to have to

 

付fù

to pay

 

循環利息 xún huán lì xī

revolving interest

 

循環 xún huán

cycle

 

利息 lì xī

interest rate